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Get a paper this weekend…

Mar 27 by Paul Ivanovsky 2 Comments

We know there are 3 inserts this week, but I just had a chance to take an actual look at them and not reading it online. There are some pretty decent coupons this week, I would suggest grabbing a paper or two.

There is a $1 off the MiO water enhancer making them $2.48 for the bottle. It makes 24 bottles of water. I have a funny story about this stuff. My 13 year old son grabbed my wife’s bottle of it and thought it was the entire drink inside and squirted it in his mouth! It is the straight flavor… he ran around screaming for about 10 minutes trying to wash his mouth out! Then I had to threaten him to not try and get his little sisters to try it straight out of the bottle. I am sure *I* never tried to do something like like when I was 13.

These are just some of the coupons this week:

Bausch + Lomb Alaway Eye Drops Save $4/1 (5/31)
Bausch + Lomb Opcon-A eye drops Save $1/1 (5/31)
Colgate manual toothbrush except Colgate Plus or Extra Clean Save $1/1 (4/16)
Colgate Wisp 4 ct Save $.50/1 (4/16)
Colgate Wisp 8 ct or 16 ct Save $1/1 (4/16)
Colgate Total Advanced Toothpaste 4.0oz Save $1.50/1 (4/16)
Dole Fruit Bowls Save $.75/2 (6/30)
Eukanuba Dry Dog Food Save $2/1 (4/4)
Eukanuba dry cat food Save $2/1 (4/4)
Everybody’s Nuts 7 oz+ Save $1/1 (8/31)
Fat Foam Hair Color Save $2/1 (4/30)
Fleischmann’s Strip or Jar Yeast Save $.40/1 (4/30)
Olay Facial Cleanser Save $2/1 (4/30)
Palmolive Dish Liquid 20 oz Save $.50/1 (4/16)
Real California Butter with seal Save $.55/1 (6/30)
Red Baron Pan Pizza or Pan Pasta Save $1/1 (5/29)
Red Baron Singles Save $.75/1 (5/29)

Filed Under: random

How to save some money on kids sports!

Mar 20 by Paul Ivanovsky 3 Comments

This is a guest post from Lauren at Palmento State Saver. Being spring time and sports starting this is a great time to figure out how to save some money when your kids are in activities!

Life is busy.  Add kids and your To-Do list immediately multiplies.  You can also count on your expenses multiplying.  It seems like every week there is another note coming home from our son’s school asking for us to donate to this or that.  Our son is very active and plays both football and baseball – and let me tell you, these extras can really get expensive.  We have learned over the years what works and what doesn’t – and how we can save the most.

FIRST THING’S FIRST

–Talk to your kids about which sports they really want to play, and make decisions early on.  If you know that your three kids will want to play two sports each throughout the year, and each sport will cost around $50 – you can count on spending $300.  Three hundred dollars can sound like a huge amount of money, but when you divide it up among twelve months, it’s only $25 a month!  Know that every month twenty-five dollars is going towards those extras.

-The old saying “The early bird gets the worm.” holds true here.  Don’t wait until last minute to register your child to sign up (for league play or for camp).  You’ll often get a discounted price for registering early, or pay extra for registering late!

EQUIPMENT

-Some recreation departments will provide some equipment for you child, but most times you will be responsible for buying most – if not all – of the things they will need.  If your child is just starting out with a sport, remember that kids are fickle.  What may be his favorite thing this week, may only be a distant memory next week.  Get only what is required until you are sure this is something your little one is going to stick with.  I want to fall over when I see a first year player with $50 cleats, a $50 bat bag, a $100 bat….when it’s obvious this kid isn’t going to want to play again next year!

-Kids grow.  Fast.  One week our son will be eating us out of house and home, and the next week he can’t find a single pair of shoes in his closet that still fit.  Keep this in mind when buying shoes/cleats for your child.  You can pay upwards of $52 for a pair of baseball cleats that your child may outgrow before the season is over.  What a waste!  Even without a sale, you can pick up a pair of quality cleats for around $20.

-Quality does matter.  When buying our son’s football helmet, we did research and talked with associates in three different stores.  And we paid a pretty penny – but it sure makes me feel better knowing that my son’s head is protected when he steps on that field.  When it comes to safety equipment, know your stuff.  Shin guards for soccer need to fit appropriately, mouth guards are a must.  My son doesn’t have to have the “best” batting gloves, but I can assure you that the things that will protect him are fitted and will do the job!

That’s another thing.  Talk to store employees, and don’t stop at just one store.  Our son was fitted for his football pads at three different stores.  It’s a good thing too, the first store didn’t measure him properly.  Trust me, I’m that Momma who cringes every time my baby takes a hit – but I’m grateful he has the appropriate safety equipment to protect him.

-Shop around!  While I recommend getting your child fitted for specific equipment, that doesn’t mean you actually have to buy the equipment at that store.  Some other options are Play It Again Sports, EBay, Craigslist, garage sales, Freecycle, and or course friends or family.  One idea is to talk to your coach or commissioner preseason and ask about an equipment swap.  Getting together with families who have older kids or kids in other sports is a great idea – and everyone can save!  Keep your eyes open when you’re out shopping, you can often find steals in the most unexpected places.  We found Nike football cleats last year at ROSS for only $8!

-Here’s another tip.  For Easter, my husband and I don’t fill our son’s Easter basket with toys or candy.  He gets any new baseball equipment he needs for the season from the Easter Bunny!  He’s always excited about new equipment (glove, bat, cleats, etc…) and we’re buying him something he needs anyway.

-Some equipment will come in a starter kit, especially for soccer.  While these may be convenient, they don’t always offer the best price.  It’s worth it to double check prices and shop around.   Also remember to shop in the off-season.  You’ll find deep discounts on all equipment.  Keep in mind that again, kids grow.  They’ll obviously be bigger next year at the beginning of a new season.  We buy all of our son’s baseball and football practice pants at the end of season, and we just go up one size every year.  We also buy extra socks – it seems like we never have enough “long” socks!

**Safety of your children always comes first, and unfortunately accidents will happen.  If you do not have insurance, I strongly recommend asking the recreation department if they offer seasonal insurance for their players.  It is fairly inexpensive, and will help cover the cost of medical treatment should an injury occur.  Be sure to check out what is covered and what is not before signing on the dotted line.**

SNACKS

There are several different ways to approach this – and it’s usually different depending on sport, league, and recreation department.  Do the kids get snacks after every practice and game?  Just games?  Does the concession stand provide snacks and drinks, or is it the responsibility of the parents – or just the Team Mom? You’ve got a few options…

-If you’re responsible for snacks after one or two games per season, go ahead and get shopping!  Y’all know I’m a big fan of buying when it’s on sale.  I used coupons and bought Gatorade and snacks long before baseball season even started this year.  I paid half what I would normally have paid, and I eliminated the last minute “I have snack TODAY?!  Hurry up, I have to run to the store before the game!” (Seriously, hasn’t every parent had that moment of panic at least once, or am I the only one?!)

-My friend DJ told me about something her team did last year, and it’s such a great idea – I’ll be suggesting it to our teams next year.  At the beginning of the season, all parents will chip in around $6-$7 to the Team Mom.  Then, the Team Mom heads over to Costco or Sam’s Club and purchases drinks and snacks for every game.  For 15 kids with 10 games, you’d need 150 snacks and drinks per game.  Total cost (per Sam’s Club) would be $94.30 for 150 bags of assorted Wise Chips and 168 bottles of Gatorade – or around $6.50 per child.  I’m not a huge fan of buying in bulk, but in this case it works on many levels.  One, it’s cost efficient for everyone on the team.  $6.50 is definitely on the low end of what you would pay for snacks and drinks for the team at the grocery store (without coupons).  And by having the Team Mom be responsible for this, you eliminate that awkward moment after the game when someone’s parent forgot snacks (Usually, this happens at least once every season!).

EXTRAS

–  Don’t eat at the ball field!  There, I said it.  Yes, the money supports the athletic programs.  Yes, there is nothing quite as delicious at ball field french fries (just ask my son).  But if you count on eating dinner at the games, you’ll quickly realize that it’s a huge money drain.  To feed our family of four with drinks, we can count on definitely spending $20 (or more).  Not to mention, it’s not that great for our waistlines either.  We are guilty of this one for sure.  There have been days when we’ve needed to get a snack at the game since we didn’t get a chance to eat dinner beforehand.  Every family has days like that.

Planning ahead is the easiest way to avoid spending that extra money.  We use our slow cooker like crazy during baseball and football season.  I can start dinner first thing in the morning and don’t have to worry about getting dinner on the table at the last minute.  You can find some excellent slow cooker recipes here – just about any recipe can be adapted to cook in a slow cooker.  Also keeping a small stock of snacks and drinks in a cooler in your car will help with the “after practice munchies”!

-So your kid wants to be a super-star goalie?  Have you seen the prices of camps lately?  Some of them can be outrageous!  If you are seeking additional training/instruction for your child, be flexible. Check with your local YMCA to see what they offer, as well as an area high school since these may be much less expensive.  Even if an organized camp is not available for a reasonable price, maybe you could talk the high school student who lives next door into doing some drills with your child (or ask the coaches at the high school).  Many juniors and seniors know that this will look great on their college applications, so they are more than willing to put in an hour or two with an eager learner – and they’ll be teaching your child the same drills they do at practice.  Sounds like a win, win situation to me!

-Don’t over schedule your children.  Remember that running them from this practice, to that game not only becomes too expensive, it also exhausts children.  Let them pick one or two favorites and focus on those.  Or maybe they could join the swim team next year, since they’ve decided basketball isn’t really for them.

Kids athletics can be an awesome experience.  They can learn about teamwork, self-discipline, hard work and more – all while having a great time.  Don’t think that just because you’re pinching pennies, you can’t stretch that dollar a little further and give them the opportunity to participate!

I’d love to hear what you do to help stretch your budget, and how you survive the busy sports seasons!  Do you have a tip about saving a buck or two?  Please leave me a comment to share!

Filed Under: random

Happy Birthday to Me!

Mar 14 by Paul Ivanovsky 23 Comments

I’m sure many of you have noticed I didn’t post anything this afternoon, oh you didn’t? Well, I was busy! Sunday was my birthday and tonight my wife took me to the Houston Livestock Show and Rodeo to see KID ROCK! He was awesome and we had a great time! I definitely recommend seeing him if you have the chance, I am really impressed at how well he sounds out of a studio.

Filed Under: random

Overage?

Mar 12 by Paul Ivanovsky

The overage thing has got me wondering if the manufacturers will start putting both limits and size restrictions on all their coupons?

It will take them a little while to get all that together, but I think there will be some backlash just because Walmart is such a power house. OR Walmart will stop actually refunding cash and instead put it on a gift card that you can only use at Walmart.

Nathan at We Use Coupons has a very good write up concerning the new coupon policy HERE. I esp. appreciate the part about adding items to your order to absorb the overage. I just read a thread about someone purchasing 94 Purex 3 in 1 $.97 items and using that many coupons, getting $157 cash back. Then complaining about a rude cashier and CSM. I would have been SHOCKED if they had not been rude, although it does not give them the right to be be…

In my own opinion, this is the quickest way to get Walmart to change their policy to just not allow overage at all or take ANY coupons that are more than the item amount.

Personally my stance is that I do not clear the shelves in that way and personally I am applying overage to items in my cart. Now, we are all adults here and I would never presume to tell anyone else what to do, you must decide what you want to do with this new policy.

Also, regarding Walgreens RR catalina’s, many of them scan without a problem, but according to Walmarts policy  “Walmart only accepts coupons for merchandise that we sell.”  Register Rewards are good for OYNO (on your next order) and not for a specific product so I can see why there is going to be a problem using them. I think that we will wait and see if there is more clarification about them. I know that some of you have no problem using them and some of you have been told “no”. I almost feel like if you have been able to use them you have been lucky.

This is new ground for all of us and when ever I have new information I will post it ASAP. I have been shooting off emails all over the place and making phone calls and this is still all the information that I have. Thank you for your patience as we figure this out together.

**************MY FINAL THOUGHTS ON OVERAGE***************

I know that many people have very strong feelings on this subject. I appreciate all of your comments (even if i didn’t post them) I really strive to keep an upbeat view on all subjects. My reader was in a tough spot and made a decision that she felt compelled to do. I try not to judge, just to give guidance on things relevant to Walmart. I am closing the comments after my final review of the subject.

Walmart’s new overage policy is awesome, I think we can all agree on that. The transaction will not cost  Walmart, they will get full redemption for all of the coupons. It was a perfectly legitimate transaction as the policy is currently written. I am also equally confident that Walmart never intended for anyone to get 159.00 back in cash and if there are too many of these types of transactions they will change the policy. Walmart is making great strides in their effort to support couponers. Lets use this as a cautionary tale and learn from it.

Paul

Filed Under: random

Just a little post to start off the week…

Mar 6 by Paul Ivanovsky 20 Comments


I’M ABOUT TO GO OFF… WHERE IS MY COUPONS!!!!!!!!!!!

Just thought I would post a few things that I thought were funny to start the week. I don’t know about you, but the weekend went too fast for me!

Also, I wanted to tell you how many time your comments make me laugh out loud because you all are so funny, in a good way.

I just want to thank Frugal Darling for this comment, you made me spew Pepsi all over my computer screen!

“I have to admit I’m kinda crushing on Walmart after this most recent move. Let’s hope it sticks. I can’t help but feel like the other shoe could drop at any moment, though — a Walmart rep pops up to tell us it was a mistake, a hacker, a cocaine-addicted web developer going rogue after a 3 day bender. And I’m worried cashiers and managers will have a field day with the wording in the policy — like telling us we have to buy a “basket” to cover the overage. LOL I’ll try not to be too skeptical and wait to see how things go on my next few trips. And I love the idea about sending a “love” note to corporate! Even if things don’t always go smoothly, kudos for taking steps in the right direction! Now they just need to work on their training and creating a consistent experience for those of us who use coupons.”

Filed Under: random

Walmart coupon and price matching policy

Feb 20 by Paul Ivanovsky 41 Comments

I hate to open a huge can of worms, but there have been so many questions lately about the coupon policy. I do NOT work for Walmart, and can only offer my opinion and interpretation of the Walmart coupon policy.

Many of you write in saying, “Well MY Walmart will not… do this or that” things that are spelled out in the coupon policy. If your Walmart tells you “no” on something that is clearly written on the coupon policy below what can you do? Ask for the manager, show them the policy and ask why they are not following it. Then call corporate and ask them to contact the manager and ask the manager to follow the policy. Then request a call back conforming that they have talked to the manager.

Walmart Coupon Policy

Walmart accepts the following types of coupons (see guidelines below):

  • Manufacturer coupons (Cents Off)
  • Free merchandise (or manufacturer’s Buy-One-Get-One-Free) coupons
  • Store coupons
  • Pharmacy (Advertising and Promotional) coupons
  • Internet coupons
  • Soft drink container caps

The following are guidelines and limits:

  • Walmart only accepts coupons for merchandise we sell and only when presented at the time of purchase.
  • Coupons should have an expiration date and be presented within the valid dates. Walmart will not accept expired coupons.
  • Internet coupons should be legible and say “Manufacturer Coupon.” There should be a valid remit address for the manufacturer and a scannable bar code.
  • Only one coupon per item is permitted.
  • Use of 40 or more coupons per transaction will require approval by Customer Service Manager.

Price-Matching: The same things goes with price matching. Many of you say your Walmart “will NOT” price match anything with a card price. The way that I understand their policy is that they DO, the only thing they might have to do is ask to see your store card.

Our unbeatable promise:
Store managers make the final decision in always taking care of our customers, but we do have guidelines for matching our competition.

  • We do honor “Preferred Shopping Card” advertised prices. Must be like items, be advertised and require a competitor’s shopping card, for the discount to apply.
  • We do not honor advertisements that require a purchase in order to receive the advertised price or free product.
  • We do not honor “Buy One / Get One Free” advertisements.
  • We do not honor double or triple coupons or percent off advertisements.
  • We do not honor other retailers’ “Misprinted” advertised prices.
  • We do not honor Internet Pricing.
  • We do not honor competitor advertisements from outside of the store’s or Club’s local trade territory.

My point is that I don’t want your stores telling you “no” when they should not be. Thats all.  I just want you to all have a good shopping experience, save some money and not be frustrated! I know that this is not how it is always going to be, but carry the policy with you and get your store to change and do what they are supposed to if you have to!

P.S. You can all start throwing stuff at me now!

Filed Under: random

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