This is a great deal from CowBoom, a Best Buy owned company!

They have many iPod Touch models to choose from, including 2nd generation ones that start at $59.99! ALL items from CowBoom have FREE Ground Shipping!

You will get to select from the best available. They are refurbished and fully functional, but many have signs of wear. Expedited shipping and protection plans are extra.

The highlighted deal is this one:
Take an extra $10.00 off! $99.99 after promo code “Touch1048” Pre-owned Apple iPod touch 8GB 4th Gen MP3 Player w/ Free Shipping ($179.99 MSRP) exp. 8/29

You will also find in a sidebar offers for:

Apple MB531LL/A iPod touch 16GB MP3 Player – Black (2nd Generation) – $59.99 & Free Shipping

Apple MC008LL/A iPod touch 3rd Gen 32GB Player – Black – $79.99 & Free Shipping

Apple MC544LL/A iPod Touch 4th Gen 32GB MP3 Player – $129.99 & Free Shipping

*LAST CHACNE – Ends Tonight!*

:: UPDATE – Ok so Mary was sweet enough to call Capital One and there is NO minimum for the checking!! You can deposit as much or as little as you want but keep in mind, you might want to make sure you’ve deposited enough to cover the 5 transactions you need to make in the 45 day period to get the $100 on day 50. ::

Make $176 in the next few days!

• Earn $100 by opening a fee-free 360 Checking account between July 1st and July 3rd
• Earn $76 by opening a no-fee 360 Savings account between July 1st and 3rd.

If you ever find it hard to keep your money for Christmas shopping separate from the account you use every day, you might want to consider a separate account.

That’s where Capital One 360 can help you out. They offer a no fee checking account with no minimum balance required and 38,000 FREE ATM’s around the country. They also earn interest.

Add to that free bill pay and easy online access to your account and you have a great place to set aside money for your holiday shopping, yet keeping it accessible with a debit card when you find a great deal to tuck away… AND when you sign up for a new account and make 3 card purchases in the first 45 days, you will earn a $100 bonus deposited to your account on day 50! (Limited time offer through 7/3/13)

This is what to do to make $100 this month:

• Click HERE and click on the blue “Apply Now” button
• Follow the instructions and open a fee-free 360 Checking account (be sure to open your new account no later than July 3rd!)
• Then you need to make 5 Debit Card purchases or 5 Mobile Deposits with Checkmate within 45 days
• This $100 bonus is only available for new 360 Checking accounts and will be received on Day 50

This is a guest post from Tiffany ( MyLitter ) who is my wife and does most of the Christmas shopping in our home. Not because I don’t want to help, she just has always done it, and if it is up to me I would do it all on December 23rd. 🙂

I want to write up a little bit about Swagbucks again today. I have been using them for almost 5 years now and they basically pay for 1/2 of my Christmas each year. I use them instead of Google when I am searching on the internet. Since I am on the internet a LOT, I win a lot of Swagbucks, that I then cash in for Amazon gift cards. I do this all year long and end up with about $300 to use at Christmas. Plus, they will give you 70 additional Swagbucks when you sign up and use coupon code MYLITTER70.

* The MYLITTER70 code is working again today! 

I Christmas shop almost year round. If I find a KILLER deal on something that I just can’t pass up in June I will grab it and out it away for December. Starting about now, I really buckle down and start planning.

Last year we spent about $800 TOTAL on all 7 kids and the gifts my my husband and I gave each other. To me this doesn’t seem like very much for that amount of people. I also need to say that my kids got NICE gifts. I really hate cheap toys and toys that just take up space ( we don’t have much) so I prefer less toys and things and more quality.

Out of the $800, only about $350 was cash out of my pocket, the rest was from me cashing in Swagbucks as Amazon gift cards.

These are the things that I think about and pay attention to:

• Make a plan. Know what and how many gifts you are buying.
• Know who you are buying for.
• Start cashing in Swagbucks and other Rewards. (some take a long time to get)
• Set a budget and STICK to it.
• Find a safe place to store gifts where the kids don’t find them.

It is easy when you start far out like this to overbuy! That is why you have to be disciplined, have a list and a budget. In the frenzy of other shoppers in December, panic can set in that you need to keep buying although you have thought you were done. I have felt this way so many times and try really hard to avoid places where I feel like I need to keep buying.

How do you shop for Christmas?